Understanding 2024 Florida Roofing Code Changes (2024)

The implementation of the 8th edition of the Florida Building Code started in December 2023 and continues into the first six months of 2024. It’s part of a periodic update that takes place every three years.

The 8th edition features significant changes impacting building construction, design, and roofing.

Roofing Changes – The 8th Edition

The Code will address aspects like nail penetration and underlayment to enhance roof longevity and performance. This update removes specific scenarios in the 25% roof replacement guidelines, eliminating certain scenarios, so roofing professionals must stay up to date with these changes to stay in compliance with the Code.

Asphalt Installation & Underlayment

The updates make changes to section 1518.2.1, addressing the installation of underlayment and asphalt installation. The new guidelines state that contractors must use a dual layer of underlayment for metal, asphalt shingle, slat, alate shingle, and mineral surfaced roll roofing.

Underlayment

Underlayment must be ASTM D8257, ASTM D226 Type II, or ASTM D4869 Type III or IV. Installations must feature a strip of underlayment half the width of a full sheet for the first course, beginning at the eaves and properly fastened. The second course features a complete sheet of reinforced underlayment, beginning at the eave.

Subsequent underlayment courses must overlap half of a full sheet plus 2”, with successive courses overlapping half of a full sheet’s width plus an inch.

Corrections to Section 1518.2.1 involve changes to the width of self-adhering modified bitumen membranes from 3-3/4” to 95 mm.

The update to the Code introduces underlayment improvements for installing a dual-layer system. This change is incorporated into the FBC residential section R905.1.1.1 in R10073-A3.

This proposal aims to extend the changes into section 1518.2.1 with the goal of establishing dependable requirements for dual-layer underlayment systems installed inside and outside of High-Velocity Hurricane Zones (HVHZ).

Table 1518.2.1 shows two changes. The new standard is ASTM D6757, replacing ASTM D675. The second involves changes to minimum nail penetration depth through planks or sheathing. The depth changes from 3/16” to 1/8” to allow for consistency.

The Code has introduced underlayment modifications focusing on installing mechanically fastened roofing tile systems using counter battens and direct-deck exclusively. According to reference 3.01E, roofs featuring a 4:12 pitch or greater or single-ply underlayment featuring direct-deck or battens no longer have the classification of the nail-on the underlayment.

The change to Roofing Application Standard (RAS) No. 120-20 addresses adhesive set and mortar tile applications. This change hopes to eliminate the term nail on systems with cap sheets and mechanically fastened base sheets set cold, hot, or self-adhered.

The 25% Replacement Rule

The Florida Building Code updated the 25% roof replacement rule, eliminating it in specific situations due to the enactment of SB-4D in May 2022. The 25% rule previously stated roof replacements are necessary if there is damage to more than 25% of the surface.

Roofs built after March 2009 likely feature compliance with the 2007 edition of the Florida Building Code. So, the changes require homeowners to repair the damaged section of their roof instead of replacing it if there is damage exceeding 25%.

Homes built before March 2009, with no prior roof replacement, are still under the last 25% rule. Therefore, they must undergo a complete roof replacement if they experience damage exceeding 25% of the total surface area.

This exception features incorporation into the Florida Building Code via a rule adoption process managed by the Florida Building Commission. Contractors and homeowners should note that local governments can’t introduce technical or administrative amendments to the exception as per s. 553.73(4).

The goal of the update to the 25% roof replacement rule aims to streamline roofing repairs and replacements, offering property owners increased cost efficiency and flexibility when settling on the right strategy for implementing projects to address damage to roofing systems.

The Code offers a more pragmatic and practical approach to roof construction and maintenance by repairing affected roof segments rather than replacing the entire system. This change benefits both the building industry and homeowners in Florida.

Stay Compliant

Roofing contractors and homeowners need to be aware of the changes to the Florida Building Code in 2024. Roofs must be contrasted or repaired in compliance with these changes. The discontinuation of the 25% roof replacement rule in specific situations makes it essential to promptly follow the latest regulation changes and address any damage to roofing systems.

For specific questions regarding building code and roofing, contact the professional roofing contractors at Prime Roofing today.

Understanding 2024 Florida Roofing Code Changes (2024)

FAQs

What are the new rules for roofing in Florida? ›

However, on May 26, 2022, SB 4-D took effect, which eliminated Florida's 25% Roof Replacement Rule. Now, so long as the rest of the roof is in compliance with the 2007 Florida Building Code, or any subsequent versions of that code, then a full roof replacement is not required.

What are the underlayment requirements for roofing in Florida 2024? ›

The revised guidelines now state that two layers of underlayment must be installed for asphalt shingles, metal roof panels or shingles, mineral surfaced roll roofing, slate, and slate-type shingles. The updated Florida Building Code specifies asphalt underlayment type, installation, and bitumen membranes.

What is the 25% roofing rule in Florida? ›

Florida Building Code 25% Reroofing Rule

Not more than 25 percent of the total roof area or roof section of any existing building or structure shall be repaired, replaced or recovered in any 12-month period unless the entire roofing system or roof section conforms to requirements of this code.

What is the 15 year roof rule in Florida? ›

The 15-year roof rule in Florida prohibits insurers from denying coverage or nonrenewing policies solely because of the age of a property's roof. According to Florida Statute 627.7011(5), if your roof is: Less than 15 years old, insurers can't refuse to issue or renew your policy.

How many roof layers are allowed in Florida? ›

But now, how many layers of roof underlayment do you need in Florida? According to the upgrades, you have the following options: Use two layers of felt or synthetic underlayment. Use one layer of felt or synthetic underlayment with a secondary self-adhesive or peel-and-stick layer for an additional barrier.

How much will a new roof lower my homeowners insurance in Florida? ›

But your premium is meant to be lower the more protected your home is, so materials like tile and metal could offer increased savings. 4. Q: How much can I expect to save on my homeowners insurance by replacing my roof? A: Generally, homeowners can save five to 35 percent on their total policy by replacing their roof.

How many layers of underlayment are on a roof in Florida? ›

Asphalt Installation & Underlayment

The updates make changes to section 1518.2. 1, addressing the installation of underlayment and asphalt installation. The new guidelines state that contractors must use a dual layer of underlayment for metal, asphalt shingle, slat, alate shingle, and mineral surfaced roll roofing.

Can I Reshingle my own roof in Florida? ›

Florida law requires that all roofing work be done by a contractor licensed to perform such work.

Can a general contractor replace a roof in Florida? ›

Yes, general contractors can replace roofs in Florida, provided they meet certain conditions. They must possess the appropriate licenses and qualifications to perform roofing work.

Can I get my roof replaced for free in Florida? ›

Homeowners Insurance Coverage

Most Florida homeowners' first line of defense for a free roof replacement is their insurance policy. Here's what you need to know: Covered Perils: Homeowners insurance usually covers roof damage caused by specific perils such as hurricanes, windstorms, and hail.

Will insurance cover a 25 year old roof in Florida? ›

For roofs 15 years or older, insurance companies must allow homeowners to obtain an inspection by an authorized inspector before mandating a roof replacement for policy issuance or renewal. Always consult your insurance provider for the most accurate and up-to-date information regarding their policies on roof age.

Does a metal roof lower your insurance in Florida? ›

A metal roof can also increase the resale value of your home. A metal roof can even lower your homeowner's insurance by 25%. And a metal roofing system offers unmatched durability, lasting 3 times longer. Chances are good that a metal roof will be the last roof you ever install on your home.

Do I need a permit to Reshingle my roof in Florida? ›

In Florida, homeowners are required to get a permit before replacing their roofs. If they do not, they may be subject to fines from the local government. Finally, not obtaining a roof replacement permit may mean that the roof is not covered by insurance in case of a storm or other damage.

How old does a roof have to be to pass an inspection in Florida? ›

If your Florida roof is over 25 years old or updates have not been documented, chances are your insurance carrier is requiring an RCF Roof Inspection aka Roof Condition Certification Form.

How old may a roof be before insurance claims it's too old? ›

It's important to note that most insurance companies will not cover roofs over 20 years old and may only reimburse the original cost of the roof rather than its current replacement value. In some cases, homeowners with roofs older than 20 years may need to pass an inspection for their insurance policy to be renewed.

Can I do roof repairs in Florida without a license? ›

If you are caught performing roofing installation or repair without a required license, you could face fines and penalties. You may even be barred from obtaining a contractor's license in the future. It's likely that you'll encounter clients with roof damage in Florida resulting from hurricanes or other storms.

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